HADA DBANK-first Digital Bank to integrate Sharia Banking module with Blockchain technology.
Banking. AS IT SHOULD BE.
Here at Hada DBank, we aim to differ from conventional banking. In fact, we are the first Digital Bank to integrate Sharia Banking module with Blockchain technology. Islamic banking is not just for Muslims. It's for everyone. It represents something - transparency and risk sharing.
We aspire to be the 'only' organization in the finance industry. The 2007-2008 financial crisis serves as a grim reminder of how some responsible players can be reversed across the industry, placing millions in financial ruins. Islamic banking, due to transparency, the advantages and disadvantages of sharing that concept, will minimize market manipulation and eliminate other domino accidents.
Islamic banks are less risky and more resilient than their peers, because that is the aspect of bank capital requirements and mobilization of deposits. Compared to conventional banks, Islamic banks to depositors are entitled to information about the bank with the money. They also have a vote in which their money should be invested. Sharia banks also seek to avoid interest in all levels of financial transactions and promote risk sharing between creditors and borrowers.
There are two basic principles in Islamic banking. One is the distribution of profit and loss; and two, significantly, the prohibition of interest collection and payment by creditors and investors. Collecting flowers or "Usury" is not allowed under Islamic law. From the profit side, the bank and its customers contribute in the proportion that has been agreed previously. If there is a loss, all financial losses will be borne by the lender. In addition, Islamic banks can not create debt without goods and services to return (ie physical assets including machinery, equipment, and supplies). Therefore, savings and investments with our DBank will be supported by physical assets such as precious metals and gemstones.
MAIN FEATURE.
Free encrypted account & e-Wallet
- Smartphone-banking app
- non-smart mobile phone code-SMS / USSD
Saving Withdrawal &
- minimum return of 5% savings per year
- no tetheringTransfer charges, Overseas Shipping &
Transfer, Shipping Overseas &
- Free transfer / transfer of funds (FIAT & Cryptocurrency) between personal savings account and e-wallet
- 0% foreign transaction fee through HADA Exchange (between cryptocurrency). There is no charge in the major FIAT currency for FIAT <> crypto exchange
- connect with partners or unleash a shot at a better pace for other currencies
Investment loan &
- 0% interest on loan.
- 10% minimum investment return
Real-time payments.
Real-time payments using HADACoin and Cryptocurrencies signatures through our DD cards
HUDA (Bot)
Personal finance management & assistant
Manage your daily spend within the limits set by you or through your account balance. Notify bill payments and automate & through prioritized schedules. Long term planning & short term financial goals.
HADI (AI)
Personal financial advisor (basic)
Collect real time data from various platforms and market trends. Count to generate unbiased financial advice for your investment.
HADACoin & your savings are backed by valuable assets like precious metals and gems & are insured based on Islamic Banking principles for your peace of mind.
OFFER OFFER INITIAL BEGINNING OFFER
(PRA-ICO)
We intend to raise capital for the development of its HADACoin DBANK through HADA. Buyers will be able to use HADACoin to conduct banking transactions or daily activities. Our customers will be issued with a Debit card, which allows them to trade with us HADACoin, on banking platforms or other merchants globally.
A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and institutional buyers. 50 million 275 million coins will be released during pre-ICO training and the remaining 225 million coins will be released at ICO which we will train in the near future. 10 million coins will be allocated for gift-giving campaigns.
35% of the capital through our pre-ICO training will be allocated to R & D (Research & Development). 7 labs will be established in 5 years where lab 1 and 2 will be based in Switzerland and Estonia respectively.
OPEX (operational expenses) will generate 30% of the budget. Employing Executive Management will be our main activity under this sector, to ensure that the best partners and talents from related industries join DBANK's management and operations HADA.
CAPEX (capital expenditure) will receive 20% of the capital raised. Among the activities will get the necessary spark plugs.
Further information:
WEB SITE: https://www.hada-dbank.com/
BITCOINTALK: https://bitcointalk.org/index.php?topic=2611797
TWITTER: https://twitter.com/Hada_ico
AUTHOR: Gunting
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